Knowledge
A deep command of the insurance industry and of the solutions suited to each client's specific activity — not to an average profile.
Insurance Consultants
Risk management built around the people who use it.
We combine long experience in the field with deep knowledge of what the insurance market offers — to give clients and insurers a superior service, backed by the right technology.
At SIGMA there are no “products”, “covers” or “guarantees”.
There are effective, exclusive solutions that create value.
- Scope
- Individuals and businesses
- Coverage
- Every line of business
- Availability
- 24 hours, 7 days
- Head office
- Algés, Lisbon
What sets us apart
The market sells generic protection. We start from your risk.
Insurance in Portugal has followed an undifferentiated path: it promotes cover against multiple risks without attending to the specific requirements of the person using the service. The result, in many cases, is a mismatch between what the client actually needs and the contract they sign.
As a specialist in risk management, SIGMA turns the question around and puts itself in its clients' shoes, asking what the right strategy is for each one.
How we work
Three principles behind every proposal we make.
Professionalism
The basis of our relationship with clients, insurers and everyone else operating in the market. No exceptions and no shortcuts.
Client service
Continuous support for your activity: we identify the main risks and threats, anticipate solutions and add value to your business.
Why insurance
The most effective way to undo the consequences of a concrete risk.
The safety of people and property is an unavoidable need in modern societies. The social and economic interdependence of daily life makes it vital to adopt solutions that mitigate the consequences of damaging events — whether natural or caused by human action.
The insurance contract is the most effective way to reduce or remove those consequences, preserving the stability of what holds society together: individuals, families and companies.
Solutions
We work across every area of risk to people and property.
Starting from a thorough analysis of each client's activity, we produce a complete assessment of the risks involved and recommend an appropriate insurance plan. By way of example:
Individuals and households
- Life and retirement
- Health
- Movable and immovable property
- Motor and other vehicles
- Liability
- Assistance
Companies and businesses
- Employees
- Supplementary retirement
- Health
- Movable and immovable assets
- Life
- Liability cover
Specialised solution
Creating value in hotels and short-term rentals.
Inn Health® was designed so guests can enjoy their trip and their stay with complete peace of mind: video consultations 24/7, prescriptions sent to their phone, and no limits based on pre-existing conditions, age or type of illness.
Let's talk
Tell us your situation. We reply straight away.
We will begin designing an insurance plan with the best possible benefits for your circumstances — with no obligation and no cost.